Job Description

Create your best future and join Westpac as a Senior Credit Risk Manager.

What’s the role?

Based in Sydney, you'll be at the core of our Consumer Finance team, working full-time to develop and implement credit risk strategies. Your role involves analysing data, refining credit policies, and collaborating with various stakeholders to ensure we stay within our risk appetite while delivering top-notch customer experiences. You'll be hands-on with credit-related tools and processes, maintaining and calibrating scorecards, decision engines, and system rules. Plus, you'll keep an eye on regulatory and industry developments to proactively address challenges and opportunities, ensuring we remain at the forefront of the industry.

What do I need?

Our ideal candidate will have prior expertise in a risk management role within consumer finance products, in particular credit cards, personal loans and auto-finance. We’re looking for someone who has:

• A working knowledge of Australian regulatory environment related to consumer credit (APS220, NCCP, BCP).
• Good understanding of credit risk models, credit policy development and credit risk technology (credit decision engines such as PowerCurve and Triad).
• Analytical expertise (SAS, SQL, R, Python) and the ability to visualise data insights (Tableau, Power BI, Qlik Sense) to tell a story.
• Strong written and verbal communication skills.
• Strong stakeholder management skills for cross-team collaboration, including operations partners, legal, and compliance.
  
  

Why join us?

We’re obsessed with becoming our customers #1 banking partner for life and we’re looking for people who are passionate about helping us achieve that goal. In return we’re committed to making Westpac the best place to work in the country. Here are just a few of the ways we’re already doing that:

• Special offers on banking products and discounts from top brands, including generous employee-only mortgage rates!
• Flexible work arrangements to help you achieve a greater work/life balance, and a variety of leave options including Culture, Lifestyle and Wellbeing leave.
• Tailored learning and development opportunities to help your grow your career within the bank.
• Lots of opportunities to ‘give back’ to the Community by getting involved in our many volunteering initiatives
  
  

Create your future today

To get started, simply click on the APPLY or APPLY NOW button

We’re all about creating a supportive and inclusive community. We welcome everyone – no matter your age, gender, background, or abilities. We also provide additional support to welcome our veterans, Indigenous Australians and neurodiverse community.

If you need any adjustments during the recruitment process, you can find out more information and additional contact details by visiting the "People with Disability and/or needing Accessibility Requirements" page on our website .