Credit Manager – Commercial Bank

RBG Business under commercial banking at Kotak Mahindra Bank caters to all the working capital requirements of Transporters / Logistics / Warehousing / Infrastructure / Dealer Finance segments.

Job Role :-

• Evaluating working credit requirements of potential customer of RBG caters to transporters, Automobile Dealer’s, Logistics and warehousing, Govt. Infrastructure contractors, as customer segment.
• Underwriting and preparation of credit assessment notes covering detailed analysis of business, Management and financials.
• Balance sheet / other financial statement analysis and identifying risk factors.
• Market competitor & Dealer visit as per the requirement and continuous updating of happening / changes of the market place which would help in acting proactively.
• Timely processing of proposals as per TAT to ensure better time to market.
• Ensuring compliance of term of condition of sanction by liasoning with the RMs and company involved.
• Continuous monitoring of Infant Delinquencies.

Job Requirement :-

• Candidates who are MBA (Finance) / CA will be preferred.
• Candidates from corporate credit / SME / Mid Market / working capital will be preferred
• Job role other than these segments can also be considered.
• Must have experience of 4 to 5 years in same function.
• Must have knowledge of local market & customers.