4finance Group is one of Europe’s largest digital consumer lenders.
For more than 15 years we have been providing fast and convenient financial solutions in a digital world.
Leveraging automation and data-driven insights, 4finance provides convenient products in a responsible way. We offer various types of loans, designed to meet our customers’ needs.
At 4finance, we have an entrepreneurial mindset, strive for excellence, yet keep things simple. Our business is driven by leading edge technology and our talented people - the most important ingredient of our success. 4finance has created a supportive, rewarding and empowering environment, where employees can grow their talent. We are proud to have a global network of leading experts, who are driven by passion to deliver.
We love what we do!
Join our team! We are looking for a Risk Technology Analyst (Python developer) in Madrid office!
Your main responsibilities will be:
- Development and implementation of credit policies, risk assessment strategies in the decision-making system in accordance with the requirements from business customers (risk and anti-fraud department)
- Support of the credit decision-making system
- Testing algorithms and elements of the credit decision-making strategy
- Performing full analysis of the credit decision-making strategy from the technical implementation point of view (before and after implementation in production), finding and eliminating errors
- Maintaining documentation on modifications to the decision-making system
What we expect from you:
- Higher education (technical, mathematical, economic, IT
- Experience with SQL (any dialect) and MS Excel - required
- Experience with Python - required
- Experience as a risk technology analyst in a bank/MFO – a significant advantage
- Knowledge of retail lending processes – a significant advantage
- Experience in automating risk management processes in the risk management department or in IT is – a significant advantage
- Understanding of microservice architecture principles – an advantage
- English proficiency level at least B1/B2 level
We are offering:
- Work in an international company operating in an exciting, competitive and fast-paced industry
- Challenging projects that you will have a real impact on
- The best team and great colleagues
- Employee development program to support you in your personal and professional development
- Employee assistance program (free mental wellbeing, financial and legal consultations), depending on location
- Monetary awards and additional vacation days for long-term employment, depending on location
- Monetary benefits of life events, depending on location
- Premium health and accident insurance after the probation period, depending on location
- Food benefit card after the probation period, depending on location
- Company events and team-building activities
- On-site work
- Yearly salary up to 36 000 EUR gross, depending on experience, education, and competencies + annual bonus
While 4finance is a diverse employer that values applicants from all over the world, we are unable to accept applications for this position from those that do not have EU citizenship or the current right to work in Spain.
Employment type: Permanent