Location Name: Jaipur

Job Purpose

“This position is open with Bajaj Finance ltd.”

Duties And Responsibilities

•  Credit Appraisal of loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.
•  Having a detailed personal discussion with applicants to understand the nature and stability of customer profile in case of salaried cases.
•  Decisioning the application within the desired TAT.
•  Taking logical calls based on CIBIL reports, Applicant’s past service of loans, income / obligations, Tele / Video PD, Geo tagging reports.
•  Coordinating with sales, operations, collections and customer service team to facilitate the customer in a better way.
•  Providing constant inputs and suggestions to improvise the process and policies to facilitate faster decisioning of application.
  
  
  

Required Qualifications And Experience

•  MBA Finance with relevant experience.
•  Has worked with reputed Bank/Financial Institution in unsecured high-ticket size loans
•  Positive attitude and team player- will be part of a team
•  Comfortable with 6 Day working and extended hours whenever required
•  Ability to perform under high pressure situations consistently while managing multiple stakeholders and ensuring zero escalations from Sales
•  Must have local market understanding.