Hilltop Holdings is looking for a Credit Quantitative Analyst responsible for assisting in the Allowance for Credit Loss (“ACL”) and credit risk modeling functions. The group is responsible for credit loss forecasting and credit data analysis for a complex bank loan portfolio. Support will be provided in relation to model runs and documentation, data analysis, and model testing and monitoring.

Responsibilities

• Under the direction of the Quantitative Risk Director, interact with various groups within the organization, including credit, risk, accounting, and treasury
• Assist with the periodic calculation, validation and documentation of the Allowance for Credit Loss (ACL) estimation
• Assist with economic and industry trends research
• Perform credit data analysis using statistical software
• Assist in the testing, monitoring, and documentation of credit risk models including probability of default (PD) and loss given default (LGD) models for commercial and consumer loans
• Other duties as assigned
  
  
  

Qualifications

• Bachelor’s degree in mathematics, statistics, finance, economics, or related quantitative disciplines
• Up to three years of analytical experience, with a broad-based knowledge of banking industry including awareness of industry trends
• Experience in Python or other statistical languages (R, SAS, etc.)
• Demonstrated ability to interact effectively with various levels within the organization
• Ability to demonstrate excellent detail orientation, critical thinking and analytical skills
• Displays excellent time management, organizational and problem-solving skills
• Ability to work well under pressure and meet deadlines
• Must have strong verbal, written and interpersonal communication skills
• Ability to work independently
  
  
  

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

About Us

Founded in 1998 and headquartered in Dallas, Texas, Hilltop Holdings offers a diverse range of financial services through its three primary subsidiaries, PlainsCapital Bank, PrimeLending, and HilltopSecurities. PlainsCapital Bank is a leading commercial bank with locations throughout Texas. PrimeLending is a national mortgage provider focused on purchase mortgage originations. HilltopSecurities provides financial advisory, clearing, retail brokerage, and other investment banking services. Hilltop Holdings seeks to build the premier Texas-based diversified financial services holding company through acquisitions and organic growth. To learn more, please visit www.hilltop-holdings.com .

About The Team

Hilltop Holdings’ Risk Advisory department provides independent and objective enterprise and operational risk management advisory services to assist management in the identification, measurement, and monitoring of threats to strategic and management objectives. We apply a systematic approach to develop risk metrics, execute risk assessments, and evaluate loss events across Hilltop and its operating companies—PlainsCapital Bank, PrimeLending, and HilltopSecurities. Risk Advisory is a function within the Corporate Risk department, which also includes other Risk functions such as Counterparty Risk, Quantitative Risk, and Loan Review. As a member of the Risk team, you will join a group of professionals devoted to working together and helping each other succeed. We are passionate about the key role we play in our organization’s success and have a close, collaborative relationship with management across our family of companies. The members of Risk are committed to encouraging professional development and growth. We focus on development in three core pillars: soft skills, technical skills, and industry knowledge. We strive to develop and promote talent within the department. Along with a commitment to quality and continuous improvement of our methodology, Hilltop’s Risk department is distinguished by its strong belief in helping one another succeed and always doing what’s right.