We are the internal recruitment partner for our client, a well-established independent banking and financial services group and are presenting an exciting opportunity for a Credit Data Analyst to join the team in Basingstoke.

The successful candidate will support the Structured Finance Credit Team and wider Structured Finance Team in monitoring its Structured Finance Portfolio by collecting, analysing, interpreting, and assessing financial and non-financial data in line with banks risk appetite, policy and criteria.

Responsibilities:

• Collect, clean, and validate data from multiple internal and external sources
• Reconcile and analyse datasets to identify trends, patterns, insights, discrepancies and variances
• Analyse audited accounts, management information, forecast cashflow, budget plans and open banking data
• Monitor financial and non-financial covenants set for customers and provide information on any non-compliance to the Head of Structured Finance Credit
• Collaborate with cross-functional teams (e.g., Finance, Sales, Operations) to understand business requirements and deliver actionable insights
• Support A/B testing, cohort analysis, segmentation, and forecasting activities
• Identify opportunities to automate data collection and reporting processes
• Ensure data accuracy, integrity, and compliance with privacy regulations

• Experience in data analysis or similar role
• Sound understanding of financial statements, cashflow forecasting and key ratios
• SQL skills (e.g., querying, data extraction, transformations)
• Proficiency in data visualisation tools (e.g., Tableau, Power BI)
• Solid understanding of statistical techniques and data modelling
• Critical thinking and problem-solving skills
• Excellent verbal and written communication skills
• Experience of working within the financial services sector / understanding the concepts of lending would be preferred
• Ability to work under pressure and to tight deadlines
• Planning and organisational skills

• A salary of £40,000 - £50,000 dependent on knowledge and experience
• 25 days annual leave plus bank holidays
• Discretionary bonus scheme
• Pension contributions 4% employer, 5% employee
• Employee Assistance Programme
• Death in service x4 annual salary
• Various wellbeing and social events throughout the year