Job Title: Business Analyst 

Reports To:  CEO

Location: Noida, Hybrid

Company:  MoneyClub Technologies Pvt. Ltd

About us: 

The Money Club is a pioneering fintech platform in India, dedicated to enhancing financial inclusion for the country's underserved populations. Founded in 2018, the platform leverages technology to modernize traditional Rotating Savings and Credit Associations (ROSCAs), making them more scalable and secure for over 400 million lower-middle-class Indians.

So far, The Money Club has successfully empowered over 7 lakh users, facilitating the rotation of over INR 400 crore in savings and generating over 5.3 million transactions with an impressive default rate below 1%

As part of its next growth phase,  the company is in process to apply for an NBFC-P2P license and aims to evolve its model to operate as a regulated entity. This strategic shift will further enhance its capabilities to provide financial services to broader underserved communities,  ensuring greater compliance and stability.

To spearhead this transformation, The Money Club is now hiring for a Business Analyst who will play a pivotal role in all the strategic decision making through the data driven insights and out of box thinking.

Position Overview:

We’re looking for a sharp, curious, and execution-driven Business Analyst to join our core team at Money Club Technologies. You'll work closely with leadership across product, marketing, and operations to identify growth levers, run strategic experiments, and solve key business problems. This role is ideal for someone who loves taking ownership, working with data, and scaling early-stage products.

Key Responsibilities:

• Analyze user acquisition, activation, and retention funnels to uncover growth opportunities
• Own and optimize experiments around pricing, referrals, onboarding, and engagement
• Collaborate with product and marketing to launch A/B tests and growth campaigns
• Build dashboards and models to track performance across key metrics (CAC, LTV, churn, etc.)
• Conduct market research and competitor analysis to inform go-to-market strategies
• Prepare monthly growth reports and insights for leadership and investors
• Support cross-functional initiatives (e.g., partnerships, product-led growth)
• Identify inefficiencies in current business processes and recommend improvements to enhance operational efficiency and customer satisfaction
• Evaluate potential risks associated with new business initiatives or changes in market conditions, providing data-driven recommendations to mitigate these risks
• Coordinate and support cross functional team to achieve respective business targets    
• Prepare and adhere to budget and highlighting any variance in planned vs actual
• Execute any directions set by the leadership. 

Qualification:

• BE/ BTech or any graduate with 2 yrs of experience from Tier 1 Institute
• MBA fresher from Tier 1 Institute
• Prior experience in a fintech environment, particularly with platforms focusing on lending, financial inclusion or peer-to-peer lending

Required Skill Set:

• Knowledge of Advanced Microsoft Excel
• Excellent analytical and data interpretation skills 
• Familiar with financial metrics. 
• Familiar with funnel tracking & report makin
• Fast learner and passionate for problem solving 
• Good communication skills. 
• Self-motivated with a results-driven approach.