Undertake a thorough and comprehensive single window credit assessment process, which can serve as the enabler to offer right loan products to customers for Auto loans
Undertake the credit assessment process within defined turn-around-time (TAT)
Focus on delivering best in class service and transaction experience to customers in every engagement
Consider key market nuances in the credit underwriting process
Undertake comprehensive opportunity capturing while conducting credit assessment
Keep a focus on creating high quality portfolio
Manage the complete life-cycle of loan process, through credit application till disbursement
Keep a track of market factors, indices, policies and regulations and identify the impact on credit portfolio and decisioning
Ensure post disbursement documents and covenant management
Work closely with internal teams such as legal, technical valuation, filed investigation, risk containment amongst others
Monitor loan utilization, repayment capacity, adherence to policy/guidelines and loan covenants and other critical process and compliance checks
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